Quote ="t-r-i-n-i-t-y"Exactly. I used them when I needed money and couldn't get credit elsewhere. I knew the terms and the high interest rates and had no problems with them. Just like all lines of credit, if you can't afford to pay it back, it's your fault for taking it out. We're too quick to blame everyone for our own failings, whether that is taking out loans, smoking, drinking or gambling - no-one forces anyone to do any of them!'"
That's bit of a naive outlook.
Nobody forces(in most cases) adults, or children, to work in inhumane conditions that pay sweet FA in some 3rd world hell hole - that doesn't mean, because workers are 'choosing' to work, that a company exploiting said labour is ethically justified.
Should we remove the minimum wage, get rid of regulation of working hours and let people at the bottom of society "choose" to work 16 hours a day for £1 an hour. Would anybody accept a company employing such people is ethically sound, because the workers in theory "choose" to work there?
Or maybe I go to Somalia or some other place ravaged by famine and pay starving women to be in my pornography films. Would it be fair to criticise me for that or does the fact that they're 'choosing' to do it excuse what I'm doing?
I could carry on like this but I don't want to bore you.
What I'm getting at is that Provident, and other vulture companies like them, are scum. That people aren't forced to use their services doesn't really change that.
